Most consumers equate an immigration bond to a bail bond as there is an individual in jail that needs to be released on bond. Even though these two types of bonds are similar conceptually, there are huge differences in the cost. An immigration bond is a type of federal civil performance bond whereas a bail bond is an appearance bond. What this means is that a bail bond is simply a tool used to guarantee a defendant’s appearance for all court dates pending the outcome or more commonly known in the industry, disposition of their case. An immigration bond is a tool used to guarantee that a person living within the United States unlawfully will appear for all of their immigration proceedings until they are either deported, granted residency or leave the country voluntarily in accordance with an order issued by an immigration judge. These bonds are regulated by the Federal Government while bail bonds are regulated by the State in which the bond is executed. For bail bonds, the State typically determines and sets the bail bond premium which in most States is ten percent of the set bond amount.

There is no universal set premium rate for an immigration bond. While the Federal Government regulates the laws relating to these bonds, the premium charged for these bonds is actually regulated by the State in which the contract is executed. In order to post or put up an immigration bond, an agent or agency must be appointed as the attorney-in-fact for an insurance company published in the United States Department of Treasury Circular 570. In other words, the insurance company has credit with the United States Government and is authorized to issue immigration bonds. An insurance company that transacts immigration bonds must file for a premium rate in each state it intends to conduct business. Once the State approves the insurance company’s rate filing that is the rate they must charge to all clients in that particular State.

What this means is quite simple; different insurance companies have different premium rates for immigration bonds. This is exactly what many consumers do not understand and because of this, they extremely end up paying excessive premiums on these bonds. Company A may charge a renewable premium each year year meaning that every year the case goes on, the consumer must pay a new premium. Company B may charge a one-time premium and Company C may charge something else. Some companies even impure a minimum number of years their contract is valid. So, even if the case ends before one year, the consumer must still pay another year’s premium. Immigration bonds typically remain active for several years and in some rare cases have even been known to remain active for so long that a consumer may end up paying the entire amount of the bond (and possibly more) in renew premiums!

The point here is simple, always ask the agent that you are dealing with these 3 Questions:

1. What is the agent charging for their service?
2. Does the agent charge any renewal fees?
3. Is the agent appointed by an insurance company published in the Circular 570?

In times of desperation, consumers will sign documents without first having read them or without first having been properly explained the terms and conditions of the contracts. Always be sure to read through every document you intend on signing and if something is unclear or does not make sense, do not be afraid to ask. For more information regarding immigration bonds, you should contact an immigration bond expert. Find one at