The big problem with forfeiture is that it costs a huge sum of money. There's no getting away from that fact, and it's quite simply something that most people can not afford. When you bail someone out of jail, you have to be able to trust them 100%, otherwise it's simply not worth the financial risk that you are taking by doing so. If that person fails to fulfill the conditions of the bail bond, you will be liable to pay, it's as simple as that. You will have to either hand over the collateral that you gave to cover the bail bond initially, or find a different way of paying. Most of the time, there simply is no other option but to accept the loss of the collateral, which could be financially crippling to you and your family.
People do not like to talk about forfeiture. It's something that the bail bonds industry would like to hide under the carpet, because if everyone really thought their decisions through, they might not be so eager to bail someone out of jail. There are a few select bail bond agencies who will talk to you about the possibility of forfeiture – they will give you solid advice and tell you everything you need to know about your options if the worst does happen. If an agency is not willing to talk to you about this stuff, you simply should not be dealing with them, because they're probably quite desperate for your custom and do not want to turn you away.
If the person that you bail out of jail looks like they might not appear in court when summoned, you've got a serious problem on your hands. You've got to make sure that every condition of the bail bond is fulfilled, and you have to do that in any way possible. Do not risk your own financial security for someone just because you "think" you should trust them, you'll only end up regretting your decision in the future. A lot of people who are going to be appearing court get desperate and make stupid decisions. It's sad, but it's true, and you have to be aware of that fact and realize that it could happen to anyone. This happens far too often in the bail bonds industry, and often happens when families are involved. It can be very difficult not to trust a family member of loved one, and that's only natural. However, when it comes to the bail bonds industry, you simply can not afford not to make sure that you know what's going on.
When people think of forfeiture, they naturally assume that it will never happen to them. If you think like this, the chances are that it will happen to you, and you'll regret it. Do not fall into the trap of assuming that only shady people fall into the trap of forfeiture, it happens to everyone, and it can be stopped. If you're worried about financial security, talk to your bail bonds agency about the options you have.